Tax Planning Accountant Sydney

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Hi, I’m Rafal

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  • 10 +
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What Our Customers Say

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    Miroslaw Zawadka

    We’ve been working with Rafal for the past two years, and I couldn’t be happier with his services. He’s incredibly reliable, always professional, and takes the time to explain things in detail. One of the best parts is that he speaks both Polish and English, which makes communication a breeze. Highly recommend him for anyone looking for an experienced and trustworthy accountant!

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    Damian Liszka

    I have been using the Tax Accounting Group for over one year. I am very pleased with the professionalism of Rafal’s services. He is very knowledgeable and has a lot of passion for his work. As a small business owner I highly recommend the Tax Accounting Group to anyone who wants outstanding tax services.

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    Mike Daws

    Raf has been taxing care of my company’s tax for the last few years. A big positive change from the previous two tax agencies I had tried. Raf takes a personal, hands-on attitude – I feel as though he treats my company accounting as though it were his own. Raf is extremely knowledgeable and helpful.

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    Camellia Nguyen

    It was such a relief for me to let Raf do all of my tax return in the past few years. There is alot of thing I don’t know about doing a proper tax return. Since I used Raf’s service, I received a much bigger return that I had previously. One less thing to worry about every financial year: check!

Tax planning should not start when the return is already being prepared.

By then, the year has closed, the income has been earned, the expenses have been paid, and many of the useful choices are already behind you. A better time to plan is while the business still has room to move.

I’m Rafal Slowinski, Director of Tax Accounting Group Pty Ltd. I work with business owners, investors and individuals in Sydney who want to understand their tax position before it becomes a surprise.

This page is for people who want the numbers modelled early enough to make decisions with more confidence.

Rafal explaining financial concepts to a colleague using a laptop

Planning Works Better When The Adviser Understands Tax Law And Business Reality

Rafal Slowinski is a highly accomplished tax specialist and the Director of Tax Accounting Group Pty Ltd. He holds a degree in Accounting and Tax Law from the University of New South Wales and has dedicated his career to making complex tax structures easier for Australian business owners to understand.

Rafal has partnered with more than 2,000 businesses, providing tailored accounting solutions and sophisticated, compliant tax minimisation strategies. He is known for identifying hidden efficiencies, safeguarding wealth and helping businesses solve serious financial and regulatory challenges.

In tax planning, that experience changes the conversation.

A useful plan is not built on a single deduction or a last-minute purchase. It looks at profit, cash flow, structure, GST, payroll, PAYG instalments, asset purchases, loans, capital gains, distributions and the timing of business decisions.

The numbers need to be read together before a tax strategy makes sense.

Rafal presenting tax information on a whiteboard at Tax Accounting Group

The Planning Window Matters

A lot of tax stress comes from timing.

A business owner may wait until June to ask what can be done, only to find that the records are incomplete, the cash has already been spent, or the decision needed to happen months earlier.

Tax planning gives us a planning window.

We can estimate the likely result, compare it with cash available, look at upcoming obligations and identify which decisions may affect the tax outcome before the year closes.

That may include timing income, reviewing deductible expenses, considering equipment purchases, checking PAYG instalments, looking at superannuation timing, reviewing stock, considering trust distributions or checking whether a capital gains tax event is likely to affect the year.

It is not about guessing the final number.

It is about seeing the direction early enough to act with better information.

Rafal discussing accounting services with a client in a modern office hallway

Tax Planning Advisor in Sydney

A tax planning advisor in Sydney should give advice that fits the client’s actual structure.

A sole trader may need to understand income, deductions, GST, PAYG instalments and personal cash flow. A company may need to review retained profits, director wages, loans, dividends and company tax. A trust may need distribution planning and beneficiary considerations. An investor may need to consider rental property income, capital gains, interest, depreciation and record-keeping.

The same tax strategy does not suit every taxpayer.

I look at the structure first, then the numbers, then the timing. From there, we can discuss what may be available, what is not suitable and what needs more information before a decision is made.

That keeps tax planning practical instead of theoretical.

Rafal reviewing financial documents and reading in Tax Accounting Group office

When Profit, Cash Flow And Tax Pull In Different Directions

One of the most useful parts of tax planning is separating profit from available cash.

A business may have a strong profit, but weak cash flow because of GST, PAYG, loan repayments, owner drawings, unpaid invoices, stock purchases, wages or asset finance.

If tax planning focuses only on reducing taxable income, it can miss the cash flow problem beneath the surface.

I look at both.

A tax plan should consider what the business may owe, when payments may fall due, and whether the business has enough cash to handle the decision under consideration. A purchase may reduce tax but still hurt cash flow. A strong profit year may need PAYG planning. A trust distribution may make tax sense only if the records and beneficiary position support it.

Tax planning works best when the tax result and cash reality are considered together.

Rafal explaining financial data to a client using a laptop in Tax Accounting Group office

Tax Planning Specialist for Business, Property And Investment Decisions

If you are looking for a tax planning specialist in Sydney, the planning may involve more than the business return.

A property sale may raise capital gains tax. A business restructuring may affect income, risk and future profits. A growing company may need to consider how directors are paid. A family trust may need earlier distribution planning. An investor may need to understand how property, shares or foreign income will affect the year.

These issues are easier to handle before the transaction is complete.

I can review the tax side of planned decisions and help you understand where another adviser may also be needed, such as a solicitor, financial adviser or lending specialist.

Tax planning should clarify the next decision, not create a pile of disconnected suggestions.

Rafal discussing accounting strategy with a colleague at a table

What A Planning Review May Cover

A tax planning review may include current-year profit, expected income, deductible expenses, GST, BAS, PAYG instalments, payroll, super, asset purchases, finance arrangements, owner drawings, company tax, trust distributions, capital gains tax, rental property income and prior-year issues that may affect the current position.

The review can also highlight practical improvements for the next year.

That might mean better record keeping, more regular reporting, cleaner bookkeeping, earlier PAYG planning, stronger cash flow forecasting or a structure review before the business grows further.

A good planning discussion should leave you with a clearer view of the tax year while there is still time to do something useful.

Rafal working on a laptop at a round table in Tax Accounting Group office

Plan Before The Year Closes

If you need a tax planning accountant in Sydney, the best starting point is the likely result for the current year and the decision you are considering.

Use the free 30-minute call to discuss your tax position, business structure, profit, cash flow, capital gains, trust distributions or planning concerns with Rafal.

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    Frequently Asked Questions

    • Tax planning is usually more useful before the end of the financial year. Earlier planning gives more time to review profit, cash flow, deductions, PAYG instalments, GST, super, structures and upcoming decisions.

    • No. Tax planning can also help individuals, investors, property owners and families with capital gains, rental property income, investment income, foreign income, trusts or major financial changes.

    • Yes, where compliant options are available. That may involve timing, structure, deductions, concessions, superannuation, capital gains tax planning or better record keeping. The advice must be based on your actual facts and current tax rules.

    • Recent financial reports, BAS records, payroll information, prior tax returns, details of planned purchases or sales, trust or company records, rental property records and cash flow information can all help make the planning more accurate.

    • Tax return preparation reports what has already happened. Tax planning looks ahead while decisions can still be made, so the tax position can be understood before the year is closed.